Home Construction Loan - Apply for Home Construction Loan Online - AU Small Finance Bank
AU Bank

Home Construction Loan
For hassle-free construction of your home

Apply For Home Construction Loan
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Top Features Of Home Construction Loan

About Home Construction Loan

    Now construct your dream home with AU Bank’s Home Construction Loan. With speedy approvals, competitive rates, easy process and minimum paperwork, we help bring you closer to your dreams of constructing a new house in an easy and hassle-free manner.


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Eligibility

  • Applicant should be a resident of India
  • Applicant should be at least 18 years of age to be considered eligible for the loan
  • Applicant’s age should not exceed 75 years at the time of loan maturity
  • Minimum tenure for which Home Loan can be availed is one year
  • Maximum tenure for which Home Loan can be availed is 20 years 
  • Minimum loan amount that can be provided is Rs 2 lakh
  • Maximum loan amount that can be provided is Rs 500 lakh


Benefits

  • Wide branch network
  • Tax benefit on AU Bank Home Loan: Section 24, 80EE & 80C
  • Pradhan Mantri Awas Yojana Credit Linked Subsidy Scheme (PMAY CLSS)
  • Highest Home Loan eligibility so that you can build a good home for yourself
  • Different modes for payment available
  • Experienced staff to provide doorstep services
  • Quick processing and disbursal of loans


Features

  • Attractive rate of interest
  • Available for non-income proof customers
  • Flexible Home Loan scheme
  • Easy, minimal documentation
  • No hidden charges
  • Doorstep servicing for a convenient banking experience
  • Choice of tenure
  • Free and safe document storage
  • Easily available in rural India

Other Information:
Minimum loan – 2 lakh
Tenure – upto 20 years
Suited for - salaried and self-employed


List of Documents

Purpose Documents
Identity, age and address proof 1. Valid Passport
2. Voter ID Card
3. Aadhaar Card
4. PAN card
5. Valid Driving License
For the complete list of acceptable KYC documents, please contact nearest AU Bank branch
Income proof Salaried
1. Salary Slips/ Bank Statements/ Form-16
2. Salary Certificate (cash salaried cases)
Self-Employed
1. IT Returns and/ or Financial Statements of last 3 years and/ or
2. Informal Income Documents
Other documents 1. Application form with photograph duly signed
2. Processing fee cheque
3. Proof of business existence
4. Last 6 months bank statements
Property related documents 1. Title deeds of the plot
2. Proof of no encumbrances on the property
3. Construction estimate by an architect/ civil engineer
Please go through the Schedule of Charges for further details.


FAQs

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