25 साल में हमने 15 लाख से अधिक ग्राहकों के किये सपने साकार और उन्हें जोड़ा बैंकिंग से,
25 साल में विश्व के सर्वोत्तम निवेशक हम से जुड़े,
लेकिन इन सबसे कीमती है
25 साल में हमने कमाई आप सबके भरोसे की पूंजी,
तब बना भरोसा अपनों जैसा!
As we celebrate the 25 years of trust that has been our most valuable earning in these years, we humbly express our heartfelt gratitude to all our customers, investors, regulators, employees and associates who made it possible.
Since our inception, we have stayed focused on building the right character as an organization because we believe that
defines all that we do. Prudence, sensibility and honesty have been our guiding principles as we focused on growing the right way to build a resilient brand that can withstand the test of time.
April 2020 marks the 25th Anniversary celebration of AU. For the last 25 years we have worked relentlessly to build
a retail-focused, customer centric and trusted organization. Started as an NBFC with one product (Vehicle Financing), one location and a small team, today the bank offers more than 30 products at 640+ banking touchpoints across 11 states of North, West and Central India with a team of 17,000+ employees. AU Bank is now a Fortune India 500 Company.
As a socially responsible organization, throughout our journey we have worked towards enhancing the quality of life of
the underprivileged sections of our communities. To provide focused attention to these initiatives, AU Foundation was formed in 2018. Ever since, AU Foundation has continuously worked towards the betterment of the community at large, with special focus on livelihood enhancement, financial literacy and sports for development. Through multiple initiatives like AU Skill Academy for making the youth employable; AU Udyogini for preparing village women as entrepreneurs and Financial Literacy Camps, we have touched over 8 Lakh+ lives so far. Recently, AU Bank through its CSR fund also committed a sum of 5 Crore to support those affected by COVID-19 pandemic.
In April 2020, we have completed three years as a Bank and the harvest we reaped this year is a result of the seeds that were planted years ago. We are well positioned to derive benefits of both the "Pull" factor of being a bank and "Push" factor of our NBFC roots. As we move forward, we will leverage our brand outreach, digital capabilities,
local insights, balance sheet strength and pricing power to optimize the risk-return matrix.
Our customers are the reason we have reached this far. Their unwavering trust made it possible. The 25 years of our journey are dedicated to
earning this growing trust that fast-tracks us to become among the strongest financial institutions in the country.
We promise to continue providing a banking experience like no other.
Here are a few data points outlining the aspirations fulfilled during our journey:
Lives touched (Total Customers) Live Customers as on 31st March, 2020 (Assets + Liability)
Total Vehicles financed till 31st March, 2020
New to Credit Customers
Provided Loans to first time loan-taker till 31st March, 2020
1.6Lacs+ Businesses transformed (with Secured Business Loans)
Total SBL Loans till 31st March, 2020
Financial Inclusion Highlights:
Above 85% portfolio into Priority Sector Lending*
Over 65% branches in rural & semi-urban areas*
Around 60% customers with loan ticket size less than Rs 25 lakhs*
*As on 31st March, 2020
It has been an exciting journey - but we're only getting started with fresh hope, possibilities and convictions to drive us towards ever-expanding horizons.