Bridging the credit gap in rural India has always been at the core of AU Small Finance Bank.
Over the years, AU has benefitted more than million people with a focus on Priority Sector Lending (PSL) across 11 states of North, West and Central India.
Our unique approach of lending without income proof, has always attracted customers from the rural & semi urban areas. The Bank has always kept it’s customers’ financial needs at the forefront and has provided institutional lending to First Time Buyers of commercial vehicles, self-employed residents of rural, semi urban areas from low-income groups of the society.
The Bank’s customers mainly include low-income & middle-income individuals and micro / small businesses, who have business potential but are unable to avail financing from other formal channels. AU strives and continues to support such individuals who are creditworthy but are from weaker section of the society.