AU Bank
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Zenith

As the most premium Credit Card offered by us, the Zenith card provides you with a range of benefits. Unwrap the best offers, travel abroad in luxury, and live your best life with the Zenith card today!

Features and Benefits

Welcome Offer
  • - Vouchers worth Rs. 1000 on 1st POS retail transaction. Choose your vouchers from a bouquet of top brands.
  • - Zomato Pro Annual Membership on 5th overall retail transaction.
  • - 10,000 Bonus Reward Points on completing retail spends worth Rs. 1 Lakh.

All above benefits are applicable on retail spends done within 60 days of card set up.
Accelerated Rewards Program
  • - 20 Reward Points per Rs.100 retail spends done on Dining at standalone restaurants.
  • - 10 Reward Points per Rs.100 retail spends done on International transactions, Grocery and Departmental stores.
  • - 5 Reward Points per Rs.100 retail spends done across all other merchant categories.
 
Note: Fuel transactions are excluded from earning of Reward Points.
Milestone Benefits
Quarterly Milestone Benefits
Rs. 1,000 vouchers on minimum Rs.2 lakh retail spends done per calendar quarter. Choose your vouchers from a bouquet of top brands.
Yearly Milestone Benefits
Complimentary Epicure membership on doing minimum Rs.8 lakh retail spends in a card anniversary year.
Lower International Mark-Up Fees
Much lower cross currency foreign mark-up fees of 1.99% applicable on your International transactions.
Birthday Benefit
Earn 2,500 Bonus Reward Points on completing one retail transaction on your birthday.
Complimentary Lounge Access
Airport Lounges
  • - Get Complimentary lounge access within and outside the country at 1,000+ airport lounges.
  • - 2 complimentary lounge access per calendar quarter, using Priority Pass at all participating lounges. For eligible list of Priority Pass lounges, click here. For detailed terms & conditions, click here
  • - 4 complimentary lounge access per calendar quarter within India, using your VISA Card. For eligible list of VISA Domestic Airport lounges, click here
Railway Lounges
2 complimentary lounge access per calendar quarter, using VISA Card at railway stations in these cities – New Delhi, Kolkata (Sealdah), Jaipur, Ahmedabad, Agra and Madurai. For detailed terms & conditions, click here

Add-on cardholders can also enjoy these Airport & Railway lounge benefits within the mentioned complimentary number of visits.
Dedicated Concierge Services
Customize your travel, entertainment, and leisure experiences with our Global Concierge Assistance. Be it booking of your travel or arranging a golf session or planning a perfect anniversary dinner, leave it to us and relax.

Call us on our 24 X 7 number at 1800 210 0298 (toll free) or 022-42320298.
Unlimited Fuel Surcharge Waiver
1% Fuel Surcharge Waiver for fuel transactions done across all fuel stations in the country.
AU Rewardz
Get a plethora of options to redeem your Reward Points for amazing benefits. Some of them are:

- E-vouchers of top brands
- Merchandise
- Mobile/DTH recharges
- Flight/Hotel bookings and much more

What's more? You get to redeem your Reward Points for FREE.
Click Here to explore our AU Rewardz offerings.
Priority Customer Service
Mail us your queries on [email protected] for priority assistance.
Comprehensive Protection Cover
Air Accident Cover
Rs. 50 Lakhs.
Card Liability Cover
  • - In an unfortunate event of loss of Credit Card, you carry zero liability on any fraudulent transactions made with card after reporting the loss to the bank.
  • - Also, you are protected against Card Counterfeit/Skimming and Online frauds.
Credit Shield
up to Rs. 2 Lakhs.
Purchase Protection
up to Rs. 25,000
Other Travel related covers
-In event of baggage loss, baggage delay, delay in flight, loss of passport and plane hijack.
Please click here to view detailed terms and conditions. To claim any of the mentioned insurance benefits, please call our Customer Care no. 1800 1200 1500.
Contactless Card Usage
Use your AU Bank Credit Card to make quick, secure & easy payments by just tapping the card and paying at participating merchants without entering Credit Card PIN for amounts up to Rs.5000.
XpressEMI
Convert your transactions worth Rs.2,000 or more into easy EMI options on select tenure of your choice. Simply call our Customer Care helpline to book your XpressEMI.
Add-on Cards
Offer your Zenith Credit Card benefits to your loved ones, through our Add on card offering. What's more? Your Add on card comes free for lifetime! So, go ahead and avail it.
Annual Card Membership fee – Rs. 7,999 + applicable taxes
Conditions for Annual Card Fee waiver
- For 1st year fee waiver : Rs.1,25,000 retail spends done within 90 days of card set up
- For 2nd year onwards fee waiver : Rs. 5,00,000 retail spends done in previous card anniversary year

Click here to view detailed Schedule of Charges.
Eligibility Criteria
  • - Primary cardholder between the age of 21 years and 60 years
  • - Add-on cardholder should be over 18 years
  • - Resident Indian

These criteria are only indicative. AU Bank reserves the right to approve or decline applications for Credit Card.