AU Bank
Earn up to 7% interest p.a. on Savings Account

Altura Plus

The Altura Plus Credit Card opens a generous gateway of benefits with its numerous milestone gains, cashbacks, and reward points. With no capping on reward points and ample ways to redeem them, get ready to experience twice the luxury and double the delight.

Features and Benefits

Welcome Offer
Vouchers worth Rs.500 on minimum Rs.10,000 retail spends done within 60 days of card setup. Choose your vouchers from a bouquet of top brands.
Cashback Benefit
1.5% Cashback on all POS retail spends done at merchant outlets (Maximum cashback per statement cycle is Rs.100). Please note that you get 1 Reward Point per Rs.100 retail spends (except fuel) on POS, after your reach the maximum cashback limit.
Reward Points
2X Reward Points (i.e. 2 Reward Points per Rs.100 retail spends) for all your online transactions. No capping on Reward Points that you earn.
Milestone Benefit
Get additional benefit every month! You get 500 Bonus Reward Points when you do Rs.20,000 retail spends or more in a calendar month.
Railway Lounges
2 complimentary lounge access per calendar quarter, using VISA Card at railway stations in these cities – New Delhi, Kolkata (Sealdah), Jaipur, Ahmedabad, Agra and Madurai. For detailed terms & conditions, click here

Add-on cardholders can also enjoy Railway lounge benefits within the mentioned complimentary number of visits.
Fuel Surcharge Waiver
1% Fuel Surcharge Waiver for fuel transactions done between Rs.400 and Rs. 5,000, across all fuel stations in the country (Maximum Rs.150 per statement cycle).
AU Rewardz
Get a plethora of options to redeem your Reward Points for amazing benefits. Some of them are:

- E-vouchers of top brands
- Merchandise
- Mobile/DTH recharges
- Flight/Hotel bookings and much more

What's more? You get to redeem your Reward Points for FREE.
Click Here to explore our AU Rewardz offerings.
Card Liability Cover
- In an unfortunate event of loss of Credit Card, you carry zero liability on any fraudulent transactions made with card after reporting the loss to the bank.
- Also, you are protected against Card Counterfeit/Skimming and Online frauds.
Contactless Card Usage
Use your AU Bank Credit Card to make quick, secure & easy payments by just tapping the card and paying at participating merchants without entering Credit Card PIN for amounts up to Rs.5000.
XpressEMI
Convert your transactions worth Rs.2,000 or more into easy EMI options on select tenure of your choice. Simply call our Customer Care helpline to book your XpressEMI.
Add-on Cards
Offer your Altura Plus Credit Card benefits to your loved ones, through our Add on card offering. What's more? Your Add on card comes free for lifetime! So, go ahead and avail it.
Annual Card Membership fee – Rs. 499 + applicable taxes
Conditions for Annual Card Fee waiver
- For 1st year fee waiver – Rs.20,000 retail spends done within 90 days of card set up
- For 2nd year onwards fee waiver – Rs. 80,000 retail spends done in previous card anniversary year

Click here to view detailed Schedule of Charges.
Eligibility Criteria
  • - Primary cardholder between the age of 21 years and 60 years
  • - Add-on cardholder should be over 18 years
  • - Resident Indian

These criteria are only indicative. AU Bank reserves the right to approve or decline applications for Credit Card.