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Cash inflows for financial needs of businesses

Working Capital Loans-Overdraft

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About Overdraft

    Businesses need cash inflows in time and adequate amount to take care of their daily expenses. Overdraft facility is developed to take care of financial needs of business requirement. Overdraft facility is used to keep a business operating smoothly and meet all its financial obligations within the year.

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  • Overdraft on the basis of banking and GST returns with minimum documentation
  • Collateral free overdraft facility also available under CGTMSE scheme up to Rs 1 crore
  • Anywhere Banking facility to ensure ease of operations, collection and payments

Fees and Charges

  • Competitive interest rates
  • Competitive processing fees
  • Transparency in other charges


  • Cater all segments of the business-like Wholesalers, Retailers, Traders, Manufacturers, Service Providers, Contractors, Stockists, Distributors, Educational Institutes, Healthcare Institutes, hospitality and others
  • Easy loans to first time borrowers
  • Doorstep service with dedicated Relationship Managers
  • Minimal documentation
  • No concept of home branch, anywhere banking with customized CMS offering
  • Best-in-class turnaround time
  • Multiple collateral options

List of Documents

  • Loan application form
  • Know Your Customer (KYC) documents
  • Financial documents
  • Banking documents
  • Any other document as required
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