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Micro Business Loan

Tailored to cater to your growth needs

Apply For Secured Business Loan

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About Micro Business Loans

    Micro Business Loans for MSME’s and other business categories, tailored to cater to your growth needs. Our officers understand your business and your future requirements to arrive at the loan amount that can be offered to you. We provide funds for your working capital, expansion, purchase of machines/ equipment and infrastructure requirements wherein maximum finance against the market value of your property is offered. You can continue to occupy the property while we fund you for the healthy growth of your business. We offer competitive rates and ensure quick approvals, quick disbursals, easy documentation and doorstep services. All small and mid-sized businesses, proprietorship firm, partnership firms, self-employed professionals and private or closely held companies are eligible for this loan.

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  • Loans starting from Rs 2 lakh
  • End-to-end support while establishing your business
  • Quick and hassle-free loan offers with speedy approvals
  • Complete guidance and utmost transparency for the customer
  • Easy and flexible loan repayment terms
  • Higher loan amount available for longer tenure
  • Loan transfers with top-ups
  • Customized loan solutions for all type of business requirements of any profile, geography and loan size
  • Available for registered as well as un-registered entities
  • Loans are offered against rural and urban collateral security which may or may not be approved by local government authorities
  • Please go through the Schedule of Charges for further details.


The following entities are eligible for Micro Business Loans:
  • Retailers such as kirana stores, general stores and provision stores
  • Shopkeepers
  • Wholesalers
  • Jewellers
  • School and colleges
  • Micro and Small Manufacturing Enterprises
  • Micro and Small Service Enterprises such as saloon, eateries and restaurants
  • Self-employed professionals
  • Agriculture farmers/ dairy/ poultry farmers
  • Farm equipment/ agriculture input trader

Fees and Charges

  • Competitive interest rates
  • Competitive processing fees
  • Transparency in other charges


  • Easy loans to first time borrowers
  • Easy documentation with hassle-free processing
  • Geographic reach to small villages and town
  • Localized sanction with quick disbursal process
  • Complete transparency

List of Documents

  • Loan application form
  • Know Your Customer (KYC) documents
  • Income documents
  • Bank statement
Click here to know more about Mudra Loan so that you are aware of the possible frauds committed in the name of Mudra Loan and its repercussions.

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