Types of Savings Accounts | AU Small Finance Bank
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Types of Savings Accounts

    Sabhi tarah ke savings account ke bare mein janiye, and apne liye sahi savings account choose karein.

    Savings account is the best way to keep who cash jo aap immediately spend nahi karne waale. Yahan aapka money bilkul safe rahega and is pe aapko interest bhi milega. You can withdraw money jab bhi aap chahein, transfer funds, and use this account to pay EMIs and credit card bills.

    Regular savings account ke alava, banks apne customers ke individual needs ko cater karne ke liye alag alag type ke savings account bhi offer karte hain. Whether you are a student, a senior citizen, a woman, a child, or a professional, har kisi ke liye special plans available hain.

    Aao dekhein ki AU Bank kaun kaun se type ke savings account offer karte hain, aur unke kya benefits hain:

     

    1. Aarambh (Basic) –

    • Zero minimum balance requirement
    • Monthly interest payout
    • Domestic RuPay Classic Debit card for transactions
     

    2. Vidyaarthi (For Students) –

    • Minimum balance requirement bohot kam hai (i.e. INR 500).
    • Monthly interest payouts and high savings account interest rate.
    • RuPay Platinum Debit card for transactions with insurance benefits
     

    3. Samarth Pravasi (For NRIs) –

    Agar aap foreign country mein kaam karte hain or if you earn in foreign currency, then Samarth Pravasi savings account aapke liye bilkul sahi hain. Aap NRE ya NRO account avail kar sakte hain.

    • NRE (Non-Resident External) account mein you can only deposit foreign income jo aap India ke bahar kamate hain. Is account mein aap money ko INR mein maintain kar sakte hain and is pe jo interest milega, wo taxable nahi hoga.
    • NRO (Non-Resident Ordinary) account mein you can only deposit income jo aapne India mein kamaya hai. Is account mein aapke kamaye hue interest pe TDS (Tax Deducted at Source) cut hoga.
    • Samart Pravasi savings account mein you can withdraw unlimited cash, get insurance benefits, and use NRO RuPay Platinum Debit Card for transactions.
     

    4. Bachpan (For Children)

    Bachpan savings account specially aapke bachhon ke liye banaya gaya hai, so that they learn ki banking and money save kaise karte hain. This will make them smarter with money.

    • VISA Gold Bachpan Debit Card (for children above 10 years of age): Aap is card ke limits apne hisaab se set kar sakte hain.
    • Family banking – aap jitney baar chahein, family accounts se funds transfer kar sakte hain
    • Insurance benefits
    • Low minimum balance requirement (i.e. INR 500)
    • Monthly interest payouts and higher interest rate
     

    5. Tejaswini (For Women):

    • VISA Gold Debit Card
    • Insurance Benefits
    • Monthly interest payout
    • Family banking
    • Preferential Pricing – sab se best products and services paaye with special treatment.
     

    6. Varishtha (For Senior Citizens):

    • Higher interest rate on Fixed Deposits
    • Discounts on locker rentals - apne important documents, gold, and valuables, safe deposit locker mein rakhne ke liye.
    • Monthly interest payout
    • VISA Gold Debit Card
    • Doorstep services – cash pickup, demand draft delivery, KYC documents collection, etc. aapke ghar se hi ho jayega to make your banking experience easier.
     

    7. Sahyog (Multi-functional):

    Sahyog savings account, Aarambh account se aur bhi zyada beneficial hai. Chalo dekhte hain ki aapko is mein additionally aur kya kya mil raha hai:

    • Cash Management solutions – aapke personal needs and situation ke hisaab se
    • No minimum balance requirement
    • Aapko banking mein help karne ke liye constant support milega
    • Higher savings account interest rates
    • Monthly interest payouts
     

    8. Pragati (Salary Savings Account):

    • Higher interest rates
    • Monthly interest payout
    • Tax return filing and advisory support
    • You can choose from 4 different service packages – Pragati ‘Value’, Pragati ‘Maximum’, Pragati ‘Premium’, and Pragati ‘Exclusive’.
    • Value package mein you will get VISA Gold Debit Card, baki packages ke saath you will get VISA Platinum Debit card.
     

    9. Samarth (Flagship Savings Account):

    Samarth AU Bank ka sab se best savings account hai jis mein aapko maximum services and benefits milenge.

    • High interest rates
    • Monthly interest payout
    • Auto-upgrade
    • Higher cash deposit limit
    • Select from 4 different service packages – Samarth ‘Value’, Samarth ‘Maximum’, Samarth ‘Premium’, and Samarth ‘Exclusive’.
    • Get VISA Gold Debit card with the ‘Value’ Plan and VISA Platinum Debit Card with other plans.

    We hope ki yeh blog aapko apne liye best savings account choose karne mein help karega. Jaankaari ke liye hamein call karein aur jald se jald apply karein!

    Here know more about benefits of a saving account

    Learn more about the difference between current and savings accounts

    Also, learn more about the monthly average balance and maintaining


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