Best Personal Finance Apps of 2020 | AU Small Finance Bank
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The Best Personal Finance Apps of 2020

    With just a few taps and clicks, personal finance apps help you make smart financial decisions – on the basis of your ongoing financial actions and behaviour – anywhere, anytime. Keeping this in mind, we’ve compiled a list of the best personal finance apps of 2020 to keep you on top of your expenses.
    •  Walnut

    Walnut is a great app to manage your personal finances. It tracks bank balance, bill-payments, withdrawals, debit/credit card spends, etc. It analyzes the user's SMS inbox to track expenses and sort them into groups like bills, shopping, fuel, grocery, travel, etc.
    This app is available on both Android and iOS devices.
     
    • YNAB

    ‘You Need a Budget’ or YNAB is a personal finance app best known for intricate and super-detailed budgeters. Easy to set up, it allows you to link bank accounts but also gives you the option to manually add transactions. This is helpful for those who don't want third-party apps to have access to their financial accounts -- or those who prefer manual logging. It does helpful math, shows month-to-month trends, and offers an accurate picture of your spending than other apps.
     
    YNAB is available for Web, iOS, and Android users.
     
    • Spendee

    Spendee is an excellent money tracker is that’s a great household budget planner for the family to control income and expenses. It synchronizes securely with bank accounts so that all your incomes and expenses are added and categorized automatically. It easily tracks where all your money is going at the end of the month and helps create a budget for every category. It creates shared wallets with your friends and family. It also works with multiple currencies, making it perfect for traveling or vacations.
     
    It's available on both iOS and Android devices.
     
    • Mobills

    Mobills is a brilliant budget planning app. It not only lets you take control of your finances in just a few minutes but also offers you financial peace of mind for the whole month. With intuitive and easy to use interface, Mobills lets you analyze your personal finances in a comprehensive manner, using graphs and reports. It creates a customized budget for you and your family and manages your credit cards well.  It tracks your limit, total amount due and alerts you every time a bill needs to be paid.
     
    It's available on both iOS and Android devices.
     
    • Monefy

    Monefy is yet another excellent money managing app. With a user-friendly interface – this app ensures that every entry to your income or expenditure is just a single click away. The app lets you manage expenses by many categories such as bills, clothes, entertainment, food, health, transport, etc. Also, the app comes with widget support for easy entry of data. Your expenses are shown in informative charts that are easy to understand. Other features include passcode protection, built-in calculator, support for multiple accounts, synchronization with dropbox, and much more.
    This app is great for iOS, Android, and Windows Phone devices.
     
    •  GoodBudget

    Goodbudget is a budget tracker for the modern age. It is perfect for sharing a budget with a spouse, family member or a friend. This app offers an "envelope model". It allows users to open an envelope, fill it with money, and use it for specific monthly purposes (i.e., eating out or buying gasoline for your family vehicles.) One of the biggest advantages associated with Goodbudget is that you can create a shared budget in your household. With Goodbudget’s on your device, you always have balances at your fingertips. You can enter transactions at point-of-sale, and eliminate the tedious process of entering receipts at the end of a month. With this app, your data is automatically and securely backed up.
     
    Goodbudget features cross-platform support on Android, the web and iOS.
    With a personal finance app, you can manage your expenses with ease. Loaded with multiple features, these apps not only help you reach your larger financial goals but also help you build good budgeting habits and discipline!