LIT Credit Card by AU Small Finance Bank is the first customized Credit Card introduced in the banking sector. It is mainly for the benefit of Gen Z and Millennials who want more control over their products. This card is unique from the other Credit Cards offered by the bank, as it gives you the power to choose features as per your preferences. Let's get to know more about the card's features, benefits & how you can apply for it.
LIT (Live It Today) Credit Card is designed for customers who need more control over their products. Whether you are searching for a card with shopping, travel, or entertainment benefits, this is the ideal card with which you can fulfil your specific requirements. This Credit Card allows you to add or change features as per your spending pattern.
Read More: - Customized Credit Cards in India
You can enjoy the following benefits when you get the LIT Credit Card.
Fuel Surcharge Waiver:
Airport Lounge Access:
Eligibility to get 3 Months of Free Membership of:
Fees & Charges of AU LIT Credit Card
|Types of Fees / Charges||Amount|
|Cash Advance Limit||20% of the credit limit|
|Annual/Renewal Fee||Lifetime free|
|Charges on Revolving Credit||3.49% per month (41.88% annually)|
|Cash Advance Charges||2.5% of amount withdrawn, subject to a minimum of `100|
|Late Payment Charges|
|Total Amount Due/ Statement Balance - Late Payment Charges|
|Less than or equal to INR 100 - Nil|
|Above INR 100 and up to INR 500 - INR 100|
|Above INR 500 and up to INR 5,000 - INR 500|
|Above INR 5,000 and up to INR 10,000 - INR 700|
|Above INR 10,000 and up to INR 20,000 - INR 800|
|Above INR 20,000 and up to INR 50,000 - INR 900|
|Above INR 50,000 - INR 1,100|
AU LIT Credit Card is a lifetime free Credit Card.
Any Indian resident between the ages of 21 and 60 can avail the customised Credit Card. You also get the flexibility to include add-on cardholders. You can apply for the card here.
Follow the steps below to customize your AU LIT Credit Card: