AU LIT (Live It Today) Credit Card – Customized Credit Card | AU Small Finance Bank
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AU LIT (Live It Today) Credit Card

    LIT Credit Card by AU Small Finance Bank is the first customized Credit Card introduced in the banking sector. It is mainly for the benefit of Gen Z and Millennials who want more control over their products. This card is unique from the other Credit Cards offered by the bank, as it gives you the power to choose features as per your preferences. Let's get to know more about the card's features, benefits & how you can apply for it. 

     

    What is LIT Credit Card? 

    LIT (Live It Today) Credit Card is designed for customers who need more control over their products. Whether you are searching for a card with shopping, travel, or entertainment benefits, this is the ideal card with which you can fulfil your specific requirements. This Credit Card allows you to add or change features as per your spending pattern.  

    Read More: - Customized Credit Cards in India

     

    LIT Credit Card - Features & Benefits 

    You can enjoy the following benefits when you get the LIT Credit Card.

    Shopping Rewards:

    • Get accelerated 10x or 5x Reward Points on all online and offline domestic and international transactions.
     

    Milestone Cashback: 

    • LIT Credit Card lets you earn an additional 5% & 2% Cashback on retail spending.  
     

    Fuel Surcharge Waiver: 

    • Earn 1% fuel surcharge waiver for transactions ranging from INR 400 to INR 5,000. 
     

    Category Cashback: 

    • Get extra 5% cashback for using LIT Credit Card for travel, dining & groceries, along with one reward point for INR 100 spent.
     

    Airport Lounge Access: 

    • Get up to 4 complimentary lounge visits per quarter at the airport.
     

    Memberships:

    Eligibility to get 3 Months of Free Membership of:

    • ZEE5
    • Amazon Prime
    • Cult.fit

    Fees & Charges of AU LIT Credit Card

    Types of Fees / Charges Amount
    Cash Advance Limit 20% of the credit limit
    Annual/Renewal Fee Lifetime free
    Charges on Revolving Credit 3.49% per month (41.88% annually)
    Cash Advance Charges 2.5% of amount withdrawn, subject to a minimum of `100
    Late Payment Charges
    Total Amount Due/ Statement Balance - Late Payment Charges
    Less than or equal to INR 100 - Nil
    Above INR 100 and up to INR 500 - INR 100
    Above INR 500 and up to INR 5,000 - INR 500
    Above INR 5,000 and up to INR 10,000 - INR 700
    Above INR 10,000 and up to INR 20,000 - INR 800
    Above INR 20,000 and up to INR 50,000 - INR 900
    Above INR 50,000 - INR 1,100

    AU LIT Credit Card is a lifetime free Credit Card. 

     

    How to get LIT Credit Card?  

    Any Indian resident between the ages of 21 and 60 can avail the customised Credit Card. You also get the flexibility to include add-on cardholders. You can apply for the card here.

    Follow the steps below to customize your AU LIT Credit Card: 

    • Visit https://www.aubank.in/personal-banking/credit-cards/lit-credit-card & scan the QR code to download the AU 0101 App.
    • On the AU 0101 App, select the features as per your spending behavior & needs. 
    • Check for the price associated with the features & add them accordingly. 
    • Power to opt-in or opt-out of any feature that you want.
    • Using the AU 0101 App, you can easily keep track of your Rewards & Cashbacks.

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