AU Credit Cards - Features, Eligibility, Charges & Benefits

AU Credit Card come with a wide range of perks and benefits to give you an unparalleled consumer experience. By choosing AU Credit Cards, you get to unlock a world of lifestyle privileges with exciting offers.

We, at AU Small Finance Bank, understand that you're unique, and so are your spending habits. Thus, we have carefully crafted Credit Cards that would cater to your diverse needs while ensuring all the aspects of using a Credit Card are covered.

Our Credit Cards range from LIT, Zenith, Vetta, Altura Plus, Altura. All the cards offer tons of rewards and complimentary benefits. Check your AU Credit Card eligibility right away and get started!

Types of AU Credit Cards

• LIT Credit Card
• AU Zenith Credit Card
• AU Vetta Credit Card
• AU Altura Plus Credit Card
• AU Altura Credit Card

AU Credit Cards’ Benefits & Features

LIT Credit Card

• India’s first customizable credit card
• Power to select features based on lifestyle, switch on/off features as per requirement.
• Earn additional 5% cashback for travel, dining and grocery expenses in addition to 1 Reward Point per INR 100 spent.
• Enjoy 4 complimentary visits per quarter with LIT Credit Card
• Get 3 months free membership of ZEE5, Amazon Prime and Cult.fit

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Zenith Credit Card

• Enjoy complimentary Domestic and International Airport Lounge access. Also avail Railway Lounge Access at select railway stations in India.
• Spend INR 1 Lakh in the first 60 days from date of issuance and get 10,000 bonus Reward Points.

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Vetta Credit Card

• Enjoy complimentary Domestic and International Airport Lounge access. Also avail Railway Lounge Access at select railway stations in India.
• Get a 1% Fuel Surcharge Waiver for transactions done between INR 400 and INR 5,000.

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Altura Plus Credit Card

• You'll receive 2 complimentary Lounge Access every quarter at railway stations in selected cities.
• Get 1% Fuel Surcharge Waiver*
• With this Credit Card, you get 1.5% cashback on POS retail transactions and along with that, you get 2x Reward Points on using the Card online.

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Altura Credit Card

• You'll receive 2 complimentary Lounge Access every quarter at railway stations in selected cities.
• Enjoy additional cashback of INR 50 on completing a minimum of INR 10,000 retail spends in all statement cycles.
• Save big by availing up to 7% Cashback as an introductory/activation offer. Get 2% Cashback on spends done on.

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AU Small Finance Bank offers a range of Credit Card services too, like the ones mentioned below:

• Block Lost/Stolen Card

• Set/Reset Credit Card PIN

• Activate AU Credit Card

• Apply for an Add-On Card

• Credit Card Application Status

How to activate an AU Credit Card?

• Visit aubank.in >> Cards
• Select Credit Cards
• Move to Credit Card Services on Credit Card page
• Go on Activate Credit Card and click on “Click Here”
• Enter Credit Card Number
• Authenticate by entering the OTP

And follow the process further.

AU Credit Card charges

• Zenith – INR 7,999
• Vetta – INR 2,999
• Altura Plus – INR 499
• Altura – INR 199
• LIT – Life Time Free

AU Credit Card offers