Mr. Mannil Venugopalan is the Chairman of Board of AU Bank. He holds a bachelor’s degree in commerce from the University of Kerala and received a gold medal for securing the first position in his graduation. He is a recipient of the Canara Bank prize awarded by the University of Kerala in the year 1967 for securing the highest marks in the subject of commerce. He was also conferred honorary fellowship by the governing council of Indian Institute of Banking and Finance in the year 2005. He has been associated with us since August 27, 2011 as an additional director and was appointed as Non-Executive Director on September 26, 2012.

Subsequently, he was designated as an Independent Director on May 30, 2013 and re-appointed as an Independent Director on March 30, 2015. Prior to joining us, he was associated with Bank of India as the Chairman and Managing Director. He has over 46 years of experience in the finance and banking industry.

Mr. Sanjay Agarwal is the Promoter, Managing Director and CEO of our Bank. He holds a bachelor’s degree in commerce from the Government College, Ajmer. He qualified as a chartered accountant from the Institute of Chartered Accountants of India and was the all India 39th rank holder. Mr. Agarwal has been associated with our Company since January 10, 1996 and was first appointed as our Managing Director on February 14, 2008. Subsequently, he was re-appointed as our Managing Director on February 14, 2013. He is also the vice president of Rajasthan Finance Companies Association. He has over 21 years of experience in finance, accounting, strategic planning and credit risk management. Mr. Agarwal is the recipient of the “Rajasthan Entrepreneur and Excellence Award - Personality of the year (finance category)” in the year 2016 and has also been chosen as the “Our Business Leader of the Year” at the Institute of Chartered Accountants of India Awards, 2017.

Mr. Uttam Tibrewal is the Executive Director of our Bank. He holds a bachelor’s degree in commerce from the University of Delhi. He has been associated with us since the year 2003 as the head of Business Operations and was appointed as a Whole-time Director on February 14, 2008. Subsequently, Mr. Tibrewal was reappointed as a Whole-time Director on February 14, 2013. He has over 13 years of experience in the Non-Banking Finance Industry.

Mr. Krishan Kant Rathi is an Independent Director of our Bank. He holds a bachelor’s degree with honours in commerce from the Rajasthan University. He is a qualified chartered accountant and is a member of the Institute of Chartered Accountants of India. Mr. Rathi is also a qualified Company Secretary and is a member of the Institute of Company Secretaries of India. He has been associated with our Company since March 18, 2008 as an additional director. Subsequently, he was appointed as an Independent Director on September 23, 2008 and was re-appointed as an Independent Director on March 30, 2015. Prior to joining our Company, he was associated with, the Future Group as the chief financial officer, Future Consumer Limited as the chief investment officer and chief executive officer, H & R Johnson (I) Limited as the president of finance and KEC International Limited as the controller of corporate finance. Presently, Mr. Rathi is the managing director of Indianvesh Fund Managers Private Limited. He has over 26 years of experience working with various large corporates in the fields in finance and accounting

Ms. Jyoti Ishwar Chandra Narang is an Independent Director of our Bank. She holds a bachelor’s degree in arts (economics) from Lady Shriram College for Women, University of Delhi and a master’s degree in Business Administration from the University of Delhi. She has also completed an Advanced Management Programme from the Harvard Business School. Ms. Narang was appointed as an Independent Director of Au on March 30, 2015. Prior to joining us, she was associated with The Indian Hotels Company Limited as the Chief Operating Officer. She has over 32 years of experience in senior leadership positions in the hospitality industry.

Mr. Raj Vikash Verma is Independent Director (Non-Executive) of our Bank. He holds a Master Degree in Economics from Delhi school of Economics & from FMS, Delhi and is a Certified Associate of the Indian Institute of Bankers (CAIIB).

Mr. Verma has over 35 years of experience in Housing Finance, Mortgage and real estate sector and regulatory supervision.

He is a passionate leader, great administrator and possesses vast knowledge and experience in the field of Housing, Finance and Mortgage sector.

He chaired various boards and held the position of Chairman and Managing Director of National Housing Bank (NHB), a Development Finance Institution (DFI) and a Regulatory body for the housing finance sector, set up by an Act of Parliament.

He also headed other leadership positions including as MD & CEO of CERSAI and Central Registry (promoted by Govt of India and banks), First Chairman of India Mortgage Guarantee Corporation (JV of the ADB, IFC & US Co. Genworth). He also served at the RBI for more than 8 years.

He is member on the Advisory Committee (Standing Statutory Committee) of the Insolvency and Bankruptcy Board of India (IBBI)

Mr. Narendra Ostawal is Non Executive Director of our Bank. He possesses a post graduate diploma in Business Management from Indian Institute of Management, Bangalore and holds Degree in Chartered Accountancy..

He leads investment evaluation in the financial services sector for Warburg Pincus India Private Limited and designated as Managing Director of Warburg Pincus India Private Limited ('WPIPL').

Mr. Ostawal has 18 years of which includes 3.5 years in management consulting and 11.5 years in Investment management and in financial services space.