Mr. Mannil Venugopalan is a Director with the Company since 2011. He is a Gold medalist Commerce graduate from University of Kerala. He has over 49 years of experience in the Banking industry. Mr. Venugopalan has an impeccable career record spanning four and a half decades. He has worked in various leadership positions across the globe. Within India, he has worked across centres in North, South and West India. He was associated with Union Bank of India as ED, Bank of India as Chairman & Managing Director and was also designated MD & CEO of Federal Bank in May 2005.

He was awarded with the honorary fellowship by governing council of Indian Institute of Banking and Finance in 2005. A strong believer in the principles of corporate governance, he always carried in his heart a critical space for his stakeholders, viz. shareholders, customers and staff. Hard-work and passion for excellence in all that he has been the driving force of his life all throughout

Mr. Sanjay Agarwal has been associated with the Company since its inception in 1996 and was first appointed as Managing Director in 2008. He is a Commerce graduate from Government College, Ajmer and all-India rank holder Chartered Accountant.

He is a first-generation entrepreneur and a retail finance business leader with more than 24 years of experience in retail finance, credit risk management and strategic planning.

He plays a key role in the Bank’s strategic & corporate planning and risk management. His strategic insight, vision and execution-oriented approach has resulted in multi-fold increase in the size of the organisation

He was awarded with ‘EY Entrepreneur of the year 2018’ award in financial services category.

Mr. Uttam Tibrewal is associated as Director of the Bank since 2008. He is a Commerce graduate from the University of Delhi.

He has more than 22 years of experience in the finance industry. He joined as Business Head in 2003 and later he was appointed the Whole-time Director of the Company in 2008.

His dynamic vision, consistent approach, eye to details, strategic focus and entrepreneurial skills continue to guide the growth of the Bank’s businesses across markets and industry. From designing to implementation, he is known to build result-oriented strategies for achieving targeted growth and momentum.

He spearheads strategy and retail business of the Bank and played an instrumental role in bringing AU Bank to its present scale and size.

Mr. Krishan Kant Rathi is associated with the Bank as a Director since 2008. He is a Commerce graduate from the University of Rajasthan, a rank-holder Chartered Accountant from the Institute of Chartered Accountants of India and Qualified Company Secretary from The Institute of Company Secretaries of India.

He has over 31 years of experience at senior positions at some of India’s most respected business houses, Future group being one of them. He is a vital asset in the management and brings knowledge and executive competence of a rare kind encompassing strategic finance management in high growth organisations, treasury management, mergers, expansions, joint ventures (JVs), divestments, financial restructuring and fundraising (domestic and international), system driven operations, risk management and acquisitions.

Ms. Jyoti Ishwar Chandra Narang is associated with the Bank as a Director since 2015. She has completed her MBA in Finance with additional specialisation in Marketing from Faculty of Management Studies, Delhi, and BA in Economics from Lady Shriram College, University of Delhi and has completed Advanced Management Programme from Harvard Business School, USA.

She is a business leader in the hospitality and services industry with around 39 years of experience and has strong strategic perspective. Her domain expertise lies in the understanding of diverse consumer lifestyles, management of human capital and the impact of technology on both distribution and operations. She was the Chief Operating Officer for Taj Hotels, a group of luxury hotels and a founding member of Experience India Society that created the first global campaign for marketing India.

Mr. Raj Vikash Verma is associated with the Bank as a Director since 2018. He has completed his graduation and post-graduation in Economics from Delhi University and Master’s degree in Business Administration from FMS, Delhi University. He has over 36 years of experience in the financial sector, particularly in the field of development finance, housing, mortgage finance and real estate sectors.

He held the position of Chairman and Managing Director at National Housing Bank (NHB) and has also headed key positions in Central Registry of Securitisation Asset Reconstruction and Security Interest (CERSAI) and was a Whole-time Member and Director of Pension Fund Regulatory and Development Authority of India (PFRDA).

Professor M S Sriram is associated with the Bank as Additional Director (Independent) since Oct 2019. He is a graduate from Institute of Rural Management Anand and has completed his doctoral studies at the Indian Institute of Management, Bangalore.

He has more than three decade of experience in financial inclusion and has authored many books including annual ‘Inclusive Finance India Report’ for the years 2015, 2016 and 2017. He has served as an expert on various committees. Currently he is a Visiting Faculty at IIM Bangalore. He is also a Distinguished Fellow at the Institute for Development of Research in Banking Technology, Hyderabad. Prior to this he was Professor of Finance and Accounting at the Indian Institute of Management Ahmedabad.

Mr. Pushpinder Singh is associated with the Bank as Additional Director (Independent) since Oct 2019. He is a BSc graduate and a Certified Associate of Indian Institute of Bankers (CAIIB).

He is a Banking Technology expert with over 33 years of rich experience at Bank of India with focus on technological advancement and IT implementation in Banking sector. Throughout his illustrious career in Banking Technology, he directed complex projects from concept to fully operational status. He is a Member of the reconstituted IT Advisory committee of the Board of STCIPD. At Bank of India, he held various senior/top management positions and was Chief Information Officer (CIO) of the Bank of India. He was also associated with National Payment Corporation of India (NPCI) as advisor on FI and new Business till 2017. At NPCI, he worked as product and business development lead for AePS product using Aadhaar authentication for payments using Micro ATMs.

Mr. Narendra Ostawal was earlier associated with the Bank as Nominee Director since 2018 and has been appointed as Additional Non-Executive Director in January 2019.

He is a Commerce graduate from Bengaluru University and an all-India rank holder Chartered Accountant. He has also completed postgraduate diploma in Business Management from Indian Institute of Management (IIM), Bengaluru.

He currently serves as the Managing Director of Warburg Pincus India Private Limited (WPIPL). He is engaged with Warburg Pincus investment advisory activities and evaluates opportunities in the healthcare and financial services sectors.