A track record of excellence

Progressing towards
an enduring future


Profit and loss indicators
Total income

(in ` crore)

Net interest income (NII)

(in ` crore)

Profit after tax

(in ` crore)

Earnings per share (EPS)

(`)


Balance sheet indicators
Net worth

(in ` crore)

Return on average assets (ROAA)

(%)

Return on average shareholder’s fund (ROE)

(%)

Capital adequacy ratio

(%)

Capital adequacy ratio - Tier 1

(%)


Operating indicators
Gross AUM (on and off book)

(in ` crore)

Disbursements

(in ` crore)

Gross NPA

(%)

Net NPA

(%)

Cost-to-income ratio

(%)


Operational indicators
Employee strength

(Nos.)


Business composition in FY 2019-20
Assets Under Management

(%)

Deposits*

(%)

Cost of funds trend

(%)

Average cost of funds   Average cost of incremental funds

AU Financiers   AU Small Finance Bank

Growth   Decline